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Roof damaged by ice dams
A Homeowner’s Guide to Dealing with Ice Dams
February 2, 2026
Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze...

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Insurance products are offered through the following insurers: Erie Insurance (Erie, PA); Chautauqua Patrons (Jamestown, NY); and other unaffiliated insurers.

Insurance services are provided by an independent insurance agency. Osinski Insurance Agency Inc. and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.